Privacy Policy for Essent USA

 

Effective Date: April 7, 2026

Essent USA (“Company,” “we,” “our,” or “us”) respects your privacy and is committed to protecting it through this Privacy Policy. This policy describes how we collect, use, disclose, and safeguard your information when you visit our website, www.essentusa.com, and any related services.

By accessing or using our website, you agree to the terms of this Privacy Policy.

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1. Information We Collect

We may collect information about you in a variety of ways, including:

A. Personal Data

Personally identifiable information that you voluntarily provide to us, including:

• Name

• Email address

• Phone number

• Billing and shipping address

• Payment information (processed securely via third-party providers)

B. Non-Personal Data

Information that does not directly identify you, including:

• Browser type

• IP address

• Device type

• Pages visited and time spent on site

• Referring URLs

C. Cookies and Tracking Technologies

We use cookies, web beacons, and similar technologies to:

• Enhance user experience

• Analyze site traffic

• Personalize content and ads

You can disable cookies through your browser settings.

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2. How We Use Your Information

We use the information we collect for purposes such as:

• Processing transactions and fulfilling orders

• Providing customer support

• Sending order confirmations and updates

• Improving our website and services

• Marketing and promotional communications (you can opt out anytime)

• Preventing fraud and ensuring security

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3. Sharing Your Information

We do not sell your personal information. We may share your information with:

A. Service Providers

Third parties that help us operate our business, such as:

• Payment processors

• Shipping carriers

• Website hosting providers

• Marketing and analytics services

B. Legal Obligations

If required by law, we may disclose your information to:

• Comply with legal processes

• Protect our rights or property

• Prevent fraud or illegal activity

 

4. Your Privacy Rights (California Residents)

If you are a California resident, you have rights under the California Consumer Privacy Act (CCPA/CPRA), including:

• The right to know what personal data we collect

• The right to request deletion of your data

• The right to correct inaccurate information

• The right to opt out of data selling (we do not sell data)

• The right to non-discrimination for exercising your rights

To exercise your rights, contact us at:
[Insert Contact Email]

 

5. Data Retention

We retain your personal information only as long as necessary to:

• Fulfill the purposes outlined in this policy

• Comply with legal obligations

• Resolve disputes and enforce agreements

 

6. Data Security

We implement reasonable administrative, technical, and physical security measures to protect your personal information. However, no system is 100% secure, and we cannot guarantee absolute security.

 

7. Third-Party Websites

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those websites. We encourage you to review their privacy policies.

 

8. Children's Privacy

Our services are not intended for individuals under the age of 13. We do not knowingly collect personal information from children.

 

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will revise the “Effective Date” at the top of this page. Continued use of the site after changes constitutes acceptance of those changes.

 

10. Contact Us

If you have questions about this Privacy Policy, please contact us:

Essent USA
Email: hello@essentusa.com
Website: www.essentusa.com

 

11. Do Not Track Signals

Some browsers offer a “Do Not Track” (DNT) feature. Our website currently does not respond to DNT signals.

 

12. International Users

If you are accessing the site from outside the United States, please note that your data may be transferred to and processed in the United States.

By using our website, you consent to this Privacy Policy.